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Staged/Contrived Accidents: The Fraud of Choice? - Andrew Mckie, Clerksroom

27/01/14. Chapter 2 of 'RTA Allegations of Fraud in a Post-Jackson Era: The Handbook' by Andrew Mckie. Spotting the Warning Signs. An alleged staged and/or contrived accident, may be defined as an attempt by an individual, or a group of individuals, in order to obtain monies by either by submitting a claim to an insurance company for an accident which did not occur, ie a contrived accident, or deliberately crashing vehicles into each other on purpose, for the purposes of making claims for compensation.

There are a number of potential indicators of a staged and/or contrived accident and these may be broadly summarised as follows:-

  1. The policyholder’s vehicle is of a low value.

  1. Multiple occupancy vehicles.

  1. The accident happens late at night or in a remote location.

  1. There is no Police, ambulance or attendance of the fire brigade.

  1. There are no witnesses to the accident or witnesses who can independently verify the circumstances of the accident.

  1. There are multiple ...

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