Staged/Contrived Accidents: The Fraud of Choice? - Andrew Mckie, Clerksroom
27/01/14. Chapter 2 of 'RTA Allegations of Fraud in a Post-Jackson Era: The Handbook' by Andrew Mckie. Spotting the Warning Signs. An alleged staged and/or contrived accident, may be defined as an attempt by an individual, or a group of individuals, in order to obtain monies by either by submitting a claim to an insurance company for an accident which did not occur, ie a contrived accident, or deliberately crashing vehicles into each other on purpose, for the purposes of making claims for compensation.
There are a number of potential indicators of a staged and/or contrived accident and these may be broadly summarised as follows:-
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The policyholder’s vehicle is of a low value.
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Multiple occupancy vehicles.
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The accident happens late at night or in a remote location.
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There is no Police, ambulance or attendance of the fire brigade.
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There are no witnesses to the accident or witnesses who can independently verify the circumstances of the accident.
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There are multiple ...
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