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The Right to Choose - Bill Braithwaite QC, Head of Exchange Chambers

13/09/14. I've recently spent a few very pleasant hours sitting in a client’s wonderfully adapted house, looking out over his fields, and wondering about how his future will work out. He and his wife made a conscious choice to buy a house that suited them following catastrophic injury, rather than choose the minimum which would allow them to manage, but not to enjoy.

They knew in advance that they might not recover the full value of the house they selected, but they were prepared to use their own money, from other parts of the claim.

I always explain to clients that they can choose to buy what they want, even if the insurers can't be expected to pay the full cost, provided that the client will have enough money to top up what the insurance company pays.

Bill Braithwaite QC
Head of Exchange Chambers
This article was first published at http://billbraithwaite.com/blog/

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