This site uses cookies.

PI Brief Update

Time to Motor on With Reform - Matthew Channon

26/11/15. Matthew Channon presents an analysis of the UK laws on motor insurance which seem to be non-compliant with European Law, and suggests some potential reforms.

There is very little doubt that there are a number of inconsistencies between UK law on Motor Insurance and the EU Motor Insurance Directives. A number of Articles have been published which have criticised the UK’s continuing non-compliance with European Law. The UK Secretary of State for Transport (SoS) has already been sued for its ‘serious’ non-compliance in Delaney v Secretary of State for Transport and is at serious risk of further action, unless SoS substantially reform this area of law. Moreover, victims of road traffic accidents are not getting the protection that they require and deserve. There are numerous areas within the RTA and Motor Insurers’ Bureaux (MIB) Agreements which need reform and numerous Articles would be needed to examine all potential reforms. Therefore, this Article will focus on two particular areas which should be at the heart of reforms. These are that the UK should make a fresh start by introducing a new and completely independent, “Motor Vehicle (Third Party Insurance) Act” which makes provisions more accessible to injured victims and should also simplify the current legislative regime so as to remove much of the current complexity. This Article will examine the current structural issues with the Road Traffic Act and recommend a potential new way forward...

Image ©iStockphoto.com/

Read more (PIBULJ subscribers only)...

All information on this site was believed to be correct by the relevant authors at the time of writing. All content is for information purposes only and is not intended as legal advice. No liability is accepted by either the publisher or the author(s) for any errors or omissions (whether negligent or not) that it may contain. 

The opinions expressed in the articles are the authors' own, not those of Law Brief Publishing Ltd, and are not necessarily commensurate with general legal or medico-legal expert consensus of opinion and/or literature. Any medical content is not exhaustive but at a level for the non-medical reader to understand. 

Professional advice should always be obtained before applying any information to particular circumstances.

Excerpts from judgments and statutes are Crown copyright. Any Crown Copyright material is reproduced with the permission of the Controller of OPSI and the Queen’s Printer for Scotland under the Open Government Licence.

Privacy Policy                 Legal Resources

© Copyright Law Brief Publishing Ltd, all rights reserved.
Published by Law Brief Publishing Ltd, company number 05966609, registered in the UK. Registered office address: 30 The Parks, Minehead, Somerset, TA24 8BT.

All information on this site was believed to be correct by the relevant authors at the time of writing. All content is for information purposes only and is not intended as legal advice. No liability is accepted by either the publisher or the author(s) for any errors or omissions (whether negligent or not) that it may contain. 

The opinions expressed in the articles are the authors' own, not those of Law Brief Publishing Ltd, and are not necessarily commensurate with general legal or medico-legal expert consensus of opinion and/or literature. Any medical content is not exhaustive but at a level for the non-medical reader to understand. 

Professional advice should always be obtained before applying any information to particular circumstances.

Excerpts from judgments and statutes are Crown copyright. Any Crown Copyright material is reproduced with the permission of the Controller of OPSI and the Queen’s Printer for Scotland under the Open Government Licence.